Your first name of Hayward has given you an expressive, diplomatic, and refined nature. Good business judgment and friends in higher positions give you the opportunity to meet and mix with people on a more refined, successful level. Because you know the value of money, you endeavour to handle your finances prudently. In your work, you would always feel more secure in an intermediary position where upper management would make the major, or hard, decisions and you would carry them out using your diplomatic skills and suave manner in handling people. At such times, decision-making is an effort. You do not like to rough it or use much physical energy. Monotonous tasks tend to be put off until you are forced to take action. You appreciate the comfort that comes with financial success and look for opportunities for material gain by taking advantage of your personal contacts. Through your diplomatic ways you are able to call on the assistance of others to avoid such matters. You have good business judgment but lack the confidence to carry out your own ideas unless assisted by an associate.