Your first name, Pender, creates an independent, forthright, practical nature. You desire to work on your own or to occupy positions of authority where you have opportunities to organize an area of interest and where your decisions are heeded. It is difficult for you to bend your will to others. If someone owes you money, you appreciate being paid back promptly and in full, and yet you can be very generous when you see the need. You want to be successful financially and have an interest in investments and stocks. You try to avoid those situations and thus the impression is left with others that you seem too prosaic and unfeeling. You know what is expected, but the words do not come easily. Even when you were a youngster, your thoughts turned to making money. You do not tend to be a temperamental nature and can handle a great deal of responsibility. Tension and stress affect the senses of the head such as the eyes; headaches, sinus problems, or generative troubles could arise.