Your first name of Pennyhoh gives you the desire to understand and to help others but, at the same time you can become too involved in their problems and, as a result, worry too much. However, you must guard against worry over decisions both for yourself and others. You have an appreciation of beauty in many forms, and enjoy musical and artistic expression along with all the refinements of life. However, you might not be quite firm enough with them in discipline because there is softer sensitive side to your nature. You desire a home and family of your own and have the ability to create understanding and harmony in family association as you are pliable, forgiving, and tactful. When you are needed and appreciated by others, you sense a security which builds your confidence. Since you do not want to offend, you are prone to back away from confrontations and arguments for the sake of maintaining the peace. However, you have a good business head, practical and capable of handling responsibility for others. If given the opportunity, you could develop musical and artistic abilities. More self-confidence would enhance your favourable qualities as well as give you the positivity and snap judgment needed to enrich your life by expanding your horizons in so many ways.