Your name of Punyaloka has created your spontaneous, friendly personality. You dislike poverty and the harsh realities of life. You have expensive tastes and do like to dress well and make a good impression. Because you know the value of money, you endeavour to handle your finances successfully. You appreciate the comfort that comes with financial success and look for opportunities on what can be gained materially from situations. At those times, decision-making is an effort. Although you do lack confidence in many ways, you have an air of poise and composure which leaves the impression that you have everything under control. The weakness of this name affects the fluids of the body causing kidney trouble, or generative female disorders. Appreciating quality and knowing the value of money, you desire to be financially successful and to enjoy life's comforts. You want to make money in easier ways than through arduous work.