Your first name, Terne, creates an independent, forthright, practical nature. You could be demanding and shrewd in money matters. Unless they are a part of your background, you tend not to be particularly interested in the arts or music for their aesthetic value; but if drawn into these fields, you would contemplate commercializing your talents or you would consider how they could be turned into a lucrative business. You use originality and ingenuity to accomplish your projects and you do enjoy a challenge. Being organized is important to you and you would expect this same quality from others who work with you. You are quite strong-willed, and do not readily change your opinions. Even when you were a youngster, your thoughts turned to making money. You would neglect home duties at times to ensure success in your business enterprises. Your appreciation of art and music is focused around how to make these activities into viable financial opportunities. Tension and stress affect the senses of the head such as the eyes; headaches, sinus problems, or generative troubles could arise.