Your first name of Terzia gives you an independent, serious, reticent, and studious nature. In fact, others find it challenging to understand you as you do not reveal your innermost thoughts unless you are completely comfortable in your friendships. This name has caused you to live much within yourself. You express your thoughts and feelings best through writing rather than verbally. You do not express yourself spontaneously when conversing with others; hence other people may often regard you as being aloof, and even unfriendly. At such times you can withdraw into a mood, and may not even speak to others. You are very conscientious and competent in all that you do. This name does not offer naturalness of expression, and as it is too serious an influence, it should be changed. Worry and mental depression could be problems in your life. Physically, any weaknesses in your health would centre in the heart, lungs, or bronchial organs.