Your first name of Hilburn makes you extremely generous. You can be positive in your opinions yet passive in action because of an underlining lack of confidence. You can be lucky when you most need it. This can cause friction with others who take finances seriously. Optimism and a zest for life keep you youthful. Also you are sympathetic to the needs of others. Not one to take life seriously, you see humour in many situations and love to make others laugh. The use of this name makes it extremely difficult to carry through and finish the things you start. You spend your money recklessly, seldom reckoning whether you can afford to be so generous. It is easy to make promises in an effort to make others happy, although not so easy to keep them.