Your first name of Jharmal gives you a highly sensitive, idealistic, and intuitive nature. There may be a tendency to make impractical promises that satisfy the situation for the moment. Since you are not inclined to give due consideration to practical and business matters, you could miss out on reaching a level of financial success appropriate for your efforts and abilities. Though you have the best of intentions, you dislike facing issues and procrastination could be your worst enemy. Fashionable clothes and refined surroundings would add to your poise and self-assurance. As you enjoy spending money and are generous, you must be wary of those who would appeal to your feelings and encourage you to spend beyond your means. As a result, your efforts tend to be scattered and unsuccessful. Amiable and diplomatic, generous and sympathetic, you make friends easily. Others are inclined to take advantage of your generosity and friendliness and then, when there is a lack of reciprocation, you can feel despondent and disillusioned. You could experience physical problems in the fluid functions that would appear as kidney, bladder, or prostate disorders, or as poor circulation in the bloodstream or lymphatic system.