Your first name of Kalervo makes you extremely generous. Sometimes the incentive of a reward is needed to help you through a monotonous task. A very real weakness of this name is lack of system and order. You are too generous, occasionally, foolishly so. Your interest in people could bring you success in positions where you are in contact with the public and can express your creativity, free from monotony, system, or limitations. You could develop many artistic talents. Lack of punctuality could cause setbacks in business and missed opportunities. Rarely do you do just one thing at a time, and you often have many projects on the go. It is easy to make promises in an effort to make others happy, although not so easy to keep them. You spend your money recklessly, seldom reckoning whether you can afford to be so generous.