Your first name of Nilaya has given you an expressive, diplomatic, and refined nature. You have very expensive tastes, and your desires could well exceed your initiative in providing for them through your own efforts. You are always well-groomed yourself, and you judge others by your own standard. You would prefer to ignore the harsh realities of life. To be successful financially builds your security. Monotonous tasks tend to be put off until you are forced to take action. As you do not have a robust nature and can tire easily, too much responsibility creates stress and confusion that can tend to make you indifferent to your obligations through lack of energy or the will to carry on. An understanding nature allows you to perceive the challenges facing people. You have good business judgment but lack the confidence to carry out your own ideas unless assisted by an associate. Your enjoyment of the pleasures and comforts of life create a challenge when it comes to self-discipline.