Your first name of Nilratna has given you an expressive, diplomatic, and refined nature. Good business judgment and friends in higher positions give you the opportunity to meet and mix with people on a more refined, successful level. You have expensive tastes and do like to dress well and make a good impression. Although you do have some fine qualities, you are not experiencing the fullness life has to offer through growth of mind and the emotional and financial stability that would bring you happiness. You are an extrovert whose interest in others wins you friends and influence. Intuitive to the thoughts and intentions of others, you can give good advice to resolve potential misunderstanding and conflict. Monotonous tasks tend to be put off until you are forced to take action. You have very expensive tastes, and your desires could well exceed your initiative in providing for them through your own efforts. You have good business judgment but lack the confidence to carry out your own ideas unless assisted by an associate. Your enjoyment of the pleasures and comforts of life create a challenge when it comes to self-discipline.