Your first name of Ntoniu gives you a very happy-go-lucky, spontaneous nature. Over-spending for personal consumption creates financial distress. You are expressive, free with your opinions, and always like to have the last word. You do enjoy an argument and will at times say things just to get others going and then you sit back and enjoy the debate. Cosmopolitan in your nature, you are as comfortable with everyone from the hobo on the street to the corporate executive, and interested in why they think and do the things they do. There is an inclination to be intolerant of those who are not as quick as you in their thinking or responses. You lack system and order and find it very difficult to budget and save money. You find it difficult to be serious or assume responsibilities. This name creates a nature that can be the life of the party, but many times you can become involved in emotional situations against your better judgment. A tendency to be too emotion and lax in self discipline causes you to be over indulgent in your appetites.