Your first name of Philoo makes you extremely generous. Unkind words and criticism can hurt you deeply, yet you seldom show it. Money to you is something to be spent on the pleasures of life, and to help others. This can cause friction with others who take finances seriously. The element of surprise can motivate you to jump into an undertaking without forethought, just working out the details as circumstances arise. In your personal relationships, you thrive on encouragement and kindness. Optimism and a zest for life keep you youthful. You can be positive in your opinions yet passive in action because of an underlining lack of confidence. You enjoy rich, quick-energy foods and tend to be a quick, nervous eater. You spend your money recklessly, seldom reckoning whether you can afford to be so generous.