Your first name of Punyakoti creates a serious, thoughtful nature, shrewd, efficient, and business-minded. You are practical and steadfast but at times too limited in your personal opinions and ideas. You are not overly ambitious, preferring instead just to seek stable, settled conditions which are adequate to meet your responsibilities. You are one to make your own decisions, and not be influenced by others. Having everything under control is important to you to demonstrate your capable, serious nature. Although you are extremely devoted and loyal to your family and friends, it is not in your nature to express emotional sentiments. If given the training, you could develop musical and artistic expression. It is sometimes challenging for you to listen to and understand the viewpoints of others because your opinions are strong, carefully thought out, and sensible. In your personal relations with others, you are inclined to be rather serious, and not to see the humour others see, or to respond spontaneously. A tendency to worry far too much over obligations and responsibilities could lead to a disturbed mental state.