Your first name of Phill gives you a very happy-go-lucky, spontaneous nature. You are enthusiastic, inspirational, and resilient, and have a compassion for others that could cause you to be generous to the point of giving more than you can afford. Over-spending for personal consumption creates financial distress. You lack system and order and find it very difficult to budget and save money. You are expressive, free with your opinions, and always like to have the last word. There is an inclination to be intolerant of those who are not as quick as you in their thinking or responses. You see the humorous side of many situations and can laugh at yourself as well as at others. Others are drawn to your charm and charisma, your carefree qualities, and your good sense of humour. Physical weaknesses could show as liver conditions, skin problems, or a sensitive nervous system, or to be overweight later in life. A tendency to be too emotion and lax in self discipline causes you to be over indulgent in your appetites.