Your first name of Toner gives you a highly sensitive, idealistic, and intuitive nature. Since you are not inclined to give due consideration to practical and business matters, you could miss out on reaching a level of financial success appropriate for your efforts and abilities. You do not like to stand alone. People come to you seeking solutions to their problems because of your ability to sense their feelings and to give good advice. As you enjoy spending money and are generous, you must be wary of those who would appeal to your feelings and encourage you to spend beyond your means. Plenty of rest and relaxation is needed in order to handle responsibilities. Fashionable clothes and refined surroundings would add to your poise and self-assurance. You must guard against outbursts of temper. In worst cases, nervous breakdowns and loss of memory could occur. Others are inclined to take advantage of your generosity and friendliness and then, when there is a lack of reciprocation, you can feel despondent and disillusioned.